Benefits Decoder for employers and HR teams

How it works for a team

Each employee runs their own report against your benefits guide: four questions, their own expected usage, their own answer. One person's right plan is another person's expensive mistake, and a report per person is the only honest way to handle that.

You buy the reports; your people use them during enrollment. Rollout is one link in the enrollment email you already send.

What you never see

No employee's answers, usage expectations, or verdict ever reach you. Reports run in each person's own browser and are not stored on our servers, so there is nothing to disclose, aggregate, or accidentally leak. Your benefits team gets fewer questions, not more data.

What your people get

• One plan, named, with the annual dollar gap to the runner-up
• True annual cost of every option at low, medium, and heavy usage
• Their 401(k) match decoded to the exact percentage that captures it
• The benefits nobody reads — life insurance, disability, FSA deadlines — ranked by dollar impact